Jul 13, 2015 – Jim Langley
In selling life insurance for more than 30 years, I have gained a clear realization about the uncertainties of life. During those three decades, I have delivered more than 100 death claim checks to beneficiaries, and many of those claims were generated by the deaths of clients whom I had considered to be still in the prime of their lives.
As a result, I have asked a number of people this question, hoping to provoke some thinking and discussion: “Do you believe you are in your fourth quarter of life?” Interestingly, even those I ask that are what I would consider beyond their prime years often respond with a definite, resounding, “No!”
Then I follow up that question with my thoughts on life’s uncertainty, using a sports analogy. Although my favorite game while growing up was baseball, I have always enjoyed college football and often observed the fourth quarter is by far the most important part of the game. The teams with the most depth many times come back from possible defeat and salvage victory in the final minutes of the game. They are able to rally to win because they have prepared for adversity, planned well, and were able to draw upon the inner strength needed for a triumphant finish.